Schools and Teachers

Welcome to the Centsables Financial Literacy Program

The Centsables is an award-winning initiative with a mission to teach children and teens the fundamentals of financial literacy. We use a multimedia approach to reach students through ‘edu-tainment,’ with animated TV adventures and a related comic book series designed to deepen youngsters’ engagement with the Centsables superheroes while reinforcing financial and prosocial habits.

Teachers and home-schooling parents will find everything they need to present practical, engaging lessons that fit smoothly into a busy school day. A comprehensive library of lesson plans reflects guidelines and national standards for personal finance education. Subject matter is broken into Elementary, Middle and Secondary levels, and many lessons are available on multiple levels. All content is reviewed by an educational consultant, who is part of the Centsables team.

Every lesson includes a step-by-step presentation, plus supplementary materials such as student activity sheets, answer keys, and display items. All components are ready for download.

Classroom Materials

The Centsables program offers a variety of materials for use in schools. There are two libraries of classroom lesson plans – one for primary school students, and one for middle and secondary level students. Each lesson includes all teaching materials, classroom display items, as well as student handouts, and activities.

Primary level lesson plans also come with factivity workbooks, plus bonus ‘edu-tainment’ content which includes our animated episodes (with a financial literacy-based quiz kids segment), and corresponding comic book.

Teachers can conduct classroom lessons according to our detailed step-by-step plans, and then offer students selfguided lessons via our factivity books.

As a program enhancement, teachers can show animated TV episodes during recess or at the end of class. They can also distribute comic books for reading during these times or as a take-home bonus item.

Middle and secondary classroom materials include a library of lesson plans, and our Teenager’s Guide to Financial Literacy. Leveraging this age group’s love of social media, the program also incudes a robust series of lively minivideos delivering financial lessons of special interest to preteens and teens.

Primary Level Material

Primary Level

Lesson Plans

Lessons are crafted to introduce students to fundamental financial topics. Step-by-step plans include teacher materials, classroom display items, plus student handouts.
  • Identifying coins
  • Earning money
  • ATMs
  • Writing checks
  • Identity theft
  • What is credit
  • Anti-counterfeiting
  • Bank security
  • Bullying
  • Budget
  • Charity
  • Compound interest
  • Wants vs needs
  • Exchange rates
  • Personal values
  • Supply and demand
  • Barter vs Money

Primary Level

Lesson Plans

Lessons are crafted to introduce students to fundamental financial topics. Step-by-step plans include teacher materials, classroom display items, plus student handouts.
  • Identifying coins
  • Earning money
  • ATMs
  • Writing checks
  • Identity theft
  • What is credit
  • Anti-counterfeiting
  • Bank security
  • Bullying
  • Budget
  • Charity
  • Compound interest
  • Wants vs needs
  • Exchange rates
  • Personal values
  • Supply and demand
  • Barter vs Money

Primary Level

Factivity Books

Centsables characters guide students through an assortment of financial mini-lessons, with corresponding brainteasers, quizzes, and fun activities. The financial concepts presented increase in complexity with each volume, mirroring students’ advancement to higher grades.

VOLUME 1:
• A history of money
• Ways kids can earn money
• Earning interest
• Anti-counterfeit elements in currency
• Supply and demand
• Wants vs needs
• Checking accounts

VOLUME 2:
• A close look at the one dollar bill
• The ABCs of ATMs
• CDs
• Inflation and recession
• Loans
• Using credit cards
• Compound interest
• Sharing assets – treasure, time, and talent

VOLUME 3:
• Understanding bank forms
• The penny – America’s favorite coin
• Debit cards
• Be a junior investing-ator: Intro to the stock market
• Be a junior investing-ator: Bull and Bear markets
• Be a junior investing-ator: Read a stock table
• Be a junior investing-ator: Mutual funds
• Be a junior investing-ator: Buying stock

VOLUME 4:
• Debt
• The FDIC
• The US Mint
• What happens to worn out currency?
• The Bureau of Printing and Engraving
• Mortgages
• Identity theft
• The Federal Reserve

Primary Level

Animated Series & Comic Books

Each Centsables animated episode and corresponding comic book is meant to entertain and spark young viewers’ interest in the financial and prosocial concepts on which each story is based.

All episodes include Quiz Kids segments hosted by the Centsables characters.

Middle & Secondary Level Material

Middle & Secondary Level

Lesson Plans

Step-by-step plans take a deeper look into financial lessons older students need to learn. The program includes teacher supplementary materials, classroom display items, plus student handouts.

Subjects are:

  • Check-writing
  • Compound interest
  • Budget
  • Credit cards
  • Identity theft
  • Cashless purchases – debit and ATM cards
  • Types of savings accounts
  • Building a credit history
  • Loans
  • Financial aid
  • Investing
  • Insurance
  • Financial planning for college
  • Supply and demand

Middle & Secondary Level

Lesson Plans

Step-by-step plans take a deeper look into financial lessons older students need to learn. The program includes teacher supplementary materials, classroom display items, plus student handouts.

Subjects are:

  • Check-writing
  • Compound interest
  • Budget
  • Credit cards
  • Identity theft
  • Cashless purchases – debit and ATM cards
  • Types of savings accounts
  • Building a credit history
  • Loans
  • Financial aid
  • Investing
  • Insurance
  • Financial planning for college
  • Supply and demand

Middle & Secondary Level

Mini-Video Topics

An extensive library of videos uses voice-overs and great graphics to deliver financial mini-lessons with big impact.

Topics include:

MANAGING MONEY:
• Saving for the long term
• Interest
• Types of savings accounts
• Types of checking accounts
• Keeping track of spending

EDUCATION:
• The benefits of higher education
• Saving for college
• Costs of higher education
• Stretching your college budget
• Tuition-free options
• Junior year and the first steps toward college
• ‘Non-college’ education and training options

CREDIT, DEBIT & ATM CARDS:
• Introduction to cashless purchases
• Keeping track of what you owe
• Minimum payments
• Avoiding late fees
• Credit score
• Credit mistakes to avoid
• Advantages and disadvantages of credit
• ATM, debit and prepaid cards

 

INSURANCE:
• Introduction to insurance
• Auto insurance
• Tips on how to get a lower rate
• Life insurance
• Health insurance
• Homeowner’s insurance
• Disability insurance

INVESTING:
• Introduction to the stock market
• Buying and selling
• Raising capital
• Other forms of investing
• How an investment grows
• Other ways to invest
• Risk and return
• ROI formula
• Custodial accounts

LOANS:
• The business of borrowing
• Financial aid, scholarships, and grants
• Student and Federal loans
• Private loans
• Car loans
• Increase your chances of getting approved
• Leasing vs. buying: pros and cons

Want to know more? Ask Us anything

We’re here to help at every step, ensuring that you get the most out of the program and its materials. Contact us at any time with questions or special requests.

For more information, questions, or customization requests, please contact:

Samantha Noah
Program Coordinator
Samantha@Centsables.com
631 547-6200 ext. 328

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Copyright © 2025 Norm Hill Entertainment, Ltd.

The Audition

A good superhero is hard to find! The Centsables are seeking a recruit to join their team. What they find is a load of trouble. This premiere episode introduces the super-crew and their amazing powers. It also touches on the the ways banks and credit unions keep your assets secure, including vaults, safe deposit boxes, and FDIC insurance.

The Liquidator

This ghoulish green scoundrel has perfected a ray that can reduce things to their cash equivalent…until The Centsables set out to teach him the true value of a person. Episode demonstrates a prosocial message that the most precious commodity – the value of a human being – cannot be measured in money.

Loosed Change

A benevolent botanist develops a serum aimed at helping humanity… but the results are an inhuman monster bent on destroying Centsinnati. This episode is based on the concept of interest, how it is earned and compounded, and why it pays (literally) to keep your money in a bank.

The Great Concert Tix Fix

When a big rock group comes to Centsinnati, a tempestuous tween crosses the line between affection and obsession. Without missing a beat, The Centsables chime in to teach some valuable lessons in supply and demand.

The Bouncing Baby Boy

A mini-mastermind concocts a plot that promises to be a towering threat to the citizens of Centsinnati, until The Centsables pick up the paper trail and settle his accounts. Episode touches on paying by check instead of using cash.

A Tale of Two Toros

It’s double trouble for Centsinnati when a curmudgeonly chameleon decides to change his life. The results threaten the entire city. Episode demonstrates that Identity theft is a threat to everyone, and shows some of the ways thieves can steal personal information.

The Centsinnati 500

Everyone’s revved up about the charity auto race, but a calculating crook is making sure our heroes don’t cross the finish line. But The Centsables put their powers into gear and the good guys finish first! Demonstrates putting money to good use: the ways kids help others, and how sharing money can reap greater rewards than spending it.

Counterfeit Encounter

When bogus bills flood the city, all fingers point to the Bank of Centsinnati. The Centsables must pinpoint the perpetrator before the Bank is forced to close its doors. Episode offers a glimpse into counterfeiting.

The Amulet

When an ancient curse is unleashed by an unsuspecting student, The Centsables face a pharaoh-cious foe, and everyone learns a timely lesson in believing in yourself. Episode focuses on dealing with bullies and building self-esteem.

Credit Catastrophe

Every Centsinnatian has received a credit card in the mail, and The Centsables suspect the too-good-to-be-true offers are the work of diabolical Credi-Tor. Can his good twin, Credit Guard, help our heroes beat the clock on his in-credit-able scheme? A look into the pros and cons of using plastic.

Presto Exchange-O

A royal visitor rekindles thoughts of revenge and ransom in a maniacal magician. But The Centsables have a few tricks up their sleeves, and the disillusioned illusionist ends up with less than he bargained for. Episode gives a basic overview of how exchange rates work.

Attack of the ATMs

The Bank’s money machines have developed minds of their own. With Centsinnati under siege, The Centsables must force the withdrawal of the mechanized menaces before they cause total digital destruction. The episode introduces ATMs and how they work.